This may be no shock to you but, insurance companies may try to avoid paying for the costs associated with your personal injuries and damage to your vehicle. If the prospect of negotiating with your insurance company or that of the other driver is overwhelming, or an insurance company has refused to pay you a fair settlement, an experienced car accident lawyer may be able to help you navigate the claim negotiation and settlement process. Here are 10 VERY important tips to know to maximize your auto accident settlement.
10 Extremely Important Tips That Will Help Maximize Your Auto Accident Settlement
Keep Accurate Records About the Accident: You should keep a file of records about your car accident that is well organized in the order the events happened. This file should include witness statements, a police report if one exists, medical records, bills for car repairs, and anything else relevant to your car accident. You’ll be at a serious disadvantage if you don’t conduct a thorough investigation to help support your claim. You will rely on these documents often during negotiations, and having them readily available can help speed up the settlement process.
Take photographs of all important elements in your case: Your car and the car that hit you, accident scene and your injuries. Photos are a great piece of evidence of will help support what you experienced. If your case goes to trial, juries find photos to be powerful proof of your personal injuries. So make sure when you’re in an accident make sure you or your attorney gets plenty of photographs.
NEVER release your medical records to the other party’s insurance company. Many auto accident victims make the mistake of signing a release for the other party’s insurance company. This gives your opponent access to your medical records, which can work against your claim. Your insurance company is entitled to access but the other party is not.
Don’t let the insurance adjuster pressure you into settling your case. Insurance adjusters use all kinds of methods to get you to settle for a smaller amount than the fair value of your auto accident case. At times the adjuster may try to get you to admit that the auto accident was your fault, or let you take some blame. What’s more, don’t be surprised if the insurance adjuster is polite. Don’t be fooled by their kindness, it is a tactic to get you to settle for less than your car accident case is worth. Their job is to get you to settle soon, often BEFORE you hire an auto accident attorney. The longer your file remains open, the more heat the insurance company puts on the adjuster to resolve your claim. Don’t give in to the adjuster’s pressure or kindness. Instead, hold out for a fair settlement for your injuries. If the insurance company does not offer a reasonable amount to settle your case, an experienced lawyer can file suit and tell you whether the insurance company offers are reasonable or unreasonable.
Keep detailed journal of your personal injuries. If your case goes to trial, you need to be able to tell the jury how many days, weeks or months you were in pain and suffering. Unless you write detailed daily accounts, your answers may be vague and inaccurate. Don’t risk hurting your credibility. It is important to log details to back up your claim and add to your creditability.
Keep all bills and receipts related to your accident. If you don’t save your bills and receipts, you may not be able to prove the amount of your damages. Be sure to save everything: doctor bills, hospital bills, pharmacy bills and all other bills you incurred because of your accident.
Know your sources for insurance coverage. In many cases an injured victim can legally collect from two or three different insurance policies at the same time. Yet many accident victims don’t know where to look for various insurance coverages. If you’re interested, call 1.844.TOL.AUTO and we would tell you how to determine whether you can collect from more than one policy.
Stay under your doctor’s care until your doctor releases you. Many people stop going to their doctor when they feel better, before the doctor releases them from treatment. Make sure you continue going to the doctor until your doctor releases you, this is very important! The doctor knows the all the complications that could result from your bodily injury. And the cost of going to the doctor will, in the end, be paid by the other party’s insurance company if your case is settled. If you can’t afford the continuing cost of treatment, please feel free to call 1.844.TOL.AUTO to further discuss your options for your very important treatment.
Ask an experienced TRIAL lawyer to evaluate your case. You probably had a doctor evaluate your personal injuries. It only makes sense lawyer evaluate your auto accident claim? The insurance company wants you to settle quickly in hopes that you’ll settle for far less than your case is really worth. An experienced personal injury trial attorney can help you by reviewing your file. He will use his expert knowledge of the law to look at the police report, doctors’ statements, medical bills, photographs, time lost from work and other information. Call Zychowicz Skeldon LTD at 1.844.TOL-AUTO – without any cost or obligation – please don’t hesitate to call.
When you decide to hire a lawyer, choose a trial attorney who isn’t afraid to go to court. The insurance companies keep tabs on lawyers. They know which lawyers will take them to court and fight for their clients claims. They know which lawyers will not go to court – the settlers. The fighters get more money for their clients! An experienced trial attorney can usually get you enough additional money to cover his fee and increase the amount of money you receive.